Thought Leadership

Insights on emerging trends, current events, career development, and more

Risk & Insurance

Risk & Insurance® covers the people, stories and risks that embody the essential functions of risk management and commercial insurance. We strive to identify emerging risks and mitigation strategies, while covering the fascinating people who drive the industry forward.

Why COVID Business Interruption Claims Are Dragging More Than Two Years Since Shutdown

It was a seemingly normal day in March that produced the impact we are still feeling today. When the COVID-19 outbreak became classified as a global pandemic on March 11, 2020, sectors and people across the globe had to quickly shift the way they went about their daily lives.

2 hours ago

Protected: Supply Chain’s New Risk Profile

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20 hours ago

Why These Novel Physical Therapy Strategies Are Getting Attention from Workers’ Comp

Physical therapy occupies a larger portion of the workers’ compensation medical spending pie than ever before, and its effectiveness is well-established for musculoskeletal injuries. But strategies to optimize it are almost as numerous as adjusters authorizing physical therapy.

1 day ago

How Student-on-Teacher Violence Is Creating Greater Workers’ Comp Exposures in Public Schools

The vast majority of school districts are now back in the classroom full time, and most have dropped pandemic-era restrictions, like mandatory masking.

1 day ago

Here’s a 2022 Economic Outlook from Triple-I’s Dr. Michel Léonard

From a global pandemic that is still raging on over two years later to the war in Ukraine, disruption seems to be the name of the game for the next iteration of the so-called “

1 day ago

Bardavon Health’s Dorothy Riviere Dishes on Physical Therapy Trends in Workers’ Comp

Pain management is and always will be one of the core functions of workers’ compensation care. But how we approach and treat pain has evolved in a myriad of ways, including the strategic application of physical therapy.

1 day ago

The BBDA’s Steve Weinstein Shares His Climate Change Vision

Bermuda is not merely a key location for captive insurance and reinsurance services. Steve Weinstein, the chairman of the Bermuda Business Development Agency, said he and other business leaders on the island are also passionate abo

1 day ago

FM Global’s Malcolm Roberts Discusses How His Company Is Tackling Climate Change Risks

FM Global is a company that is well-known for its risk engineering prowess.

1 day ago

Check Out These Market Insights from QBE’s Todd Jones

Todd Jones joined QBE North America as its CEO in October of 2019 after spending more than 16 years at Willis Towers Watson. He recently caught up with Risk & Insurance® editor-in-chief Dan Reynolds to share his vie

1 day ago

5 Workers’ Comp Risks to Monitor and Mitigate All Summer Long

With each new season arrives new workers’ comp risks and summer is no exception.

1 day ago

Insurance Thought Leadership

Insurance Thought Leadership is a global network of thought leaders and decision makers transforming the insurance and risk management marketplace through knowledge sharing, big ideas, innovative technology, and real-life applications.

Redefining Facultative Underwriting

Why have reinsurers' facultative underwriters wait until an insurer has finished its process? Why not consult as experts across an ecosystem?

2 days ago

Surging Need for Disability Insurance

The pandemic heightened the country’s collective understanding that experiencing a disabling event is not a long shot by any means.

2 days ago

The Latest Trends in Insurtech

While investment slowed in the early phases of the pandemic, it rebounded strongly in 2021: Levels during the first half equaled the total for all of 2020.

2 days ago

‘New Normal’ in P&C Operations

There is no going back. Insurers must optimize operations for remote teams and supporting partners serving an increasingly diversified, and shifting, client base.

2 days ago

Brace Yourself for More Waves of COVID

I'm as ready as anybody to put COVID in the rearview mirror, but the latest assessment from a public health specialist I admire is truly depressing.

3 days ago

Shipping Industry Safety Keeps Improving

But Russia’s invasion of Ukraine; the move to decarbonization; crew and port congestion challenges and other issues mean there is no room for complacency,

3 days ago

The Way to Address Climate Change

Climate change is one of the most pressing issues in the insurance industry today, but forward-thinking insurers have found the way to combat it: AI.

3 days ago

Tech Considerations in Insurance Divestitures

While process improvements and innovations result from these spinoffs, they do not come without a host of technology challenges and considerations.

4 days ago

"Intelligent Decision-Making" Is the Future

An increase in digitization, the rise of AI and better value-tracking methodologies have paved the way for more advanced technology like "intelligent decision-making."

4 days ago

A Seven Year Itch – Changes in Insurers’ Strategic Priorities Defined by Three Digital Eras Over Seven Years

Read Majesco's latest research to better understand the important changes in insurer's strategic priorities which are fueled by growing customer expectations and defined by three digital eras.

4 days ago

CLM

The CLM is dedicated to meeting the professional development needs of the claims and litigation management profession. CLM Magazine delivers news and thought-leadership content.

Clearing Up Non-Submit MSAs

Actually, there is still a choice when it comes to submitting MSAs for CMS review

1 day ago

Getting Under the Hood for Careful Comp Evaluation

Diagnosing the sensitive nature of California’s workers’ compensation crossover claims

1 day ago

The Early Bird Wins the Case

Evaluating and assessing billion-dollar exposures before it’s too late

3 days ago

Scorched-Earth Scenarios

What to do when a terminated employee tries to sabotage litigation

4 days ago

Preventative Care

Subpoena treating physicians early—it can pay off down the line

4 days ago

Getting to Know: Bill Oberts

Tribler Orpett & Meyer's director offers advice on attracting young professionals to the industry

1 week ago

Cutting Loose Never-Ending Comp Claims

Strategies for positioning problematic cases for closure

1 week ago

The Power of Youth

Pilot program waives minimum age for interstate commercial motor vehicle drivers

1 week ago

Advice From the Bench

A hit local chapter session goes national at CLM’s Annual Conference

1 week ago

The Future of Work From Home

CLM Fellows and Members share their thoughts on post-pandemic work flexibility

2 weeks ago

Triple-I

The Insurance Information Institute is the trusted source of unique, data-driven insights on insurance to inform and empower consumers. Triple-I serves consumers, media, and professionals seeking insurance information.

Cyber Premiums Nearly Doubled as Losses Fell

17 hours ago

Maritime Day: Honoring An “Invisible” Industry

1 week ago

Women in Maritime and Marine Insurance

1 week ago

Data Visualization:An Important Toolfor Insurance,Risk Management

1 week ago

Triple-I/Milliman SeeP&C Loss Pressures Continuing

2 weeks ago

Cyberattacks Growingin Frequency, Severity, And Complexity

3 weeks ago

Study Highlights Costof Data Breachesin a Remote-Work World

3 weeks ago

A Piecemeal Approach Toward Transparency In Litigation Finance

3 weeks ago

Insurers, Regulators Push Back on Changes In S&P Rating Criteria

4 weeks ago

Dog-Related Injury Claims Nearly $900 Million in 2021

1 month ago

2022

New Industry Initiative Launches to Advance Racial Diversity and Equity Black Insurance Industry Collective to expand leadership development for Black professionals

The Black Insurance Industry Collective (BIIC), a newly-formed non-profit organization affiliated with The Institutes, today announced its launch. The BIIC is focused on accelerating the advancement of Black insurance professionals.

RiskStream Collaborative® First Notice of Loss Product, Rapid X, Now Available

Guidewire (NYSE: GWRE) and The Institutes RiskStream Collaborative® announced that RiskStream’s new Ready for Guidewire validated accelerator for ClaimCenter is now available in the Guidewire Marketplace. Guidewire users can use RiskStream’s Rapid X blockchain application to exchange loss information with other insurers more quickly and accurately.

Triple-I and HBCU Impact® Partner to Recruit Black Talent Nationwide

The Insurance Information Institute (Triple-I) and the HBCU I.M.P.A.C.T. Initiative, Inc.® (IMPACT) announced a partnership and a career-building campaign aimed at recruiting students at historically Black colleges and universities (HBCUs) to the insurance industry.

Society Launches Facilitated Study Groups for CPCU Students

Professionals working towards earning their CPCU designation can now have the added support of Facilitated Study Groups offered by the CPCU Society.

Vic Marmo Named 2022 CLM Lifetime Achievement Award Winner

Vic Marmo, ARM, CLMP, Assistant Vice President, Risk Management-Claims, Marriott Vacations Worldwide Corporation, announced as recipient of the 2022 CLM Lifetime Achievement Award.

2021

Triple-I Report Finds Insurers Are Managing Economic Volatility

U.S. insurers are seeing premium and investment income growth in 2021, favorable trends offset by increases in inflation and the combined ratio, according to a new report from the Insurance Information Institute (Triple-I).

Griffith Foundation Presents Charles Chamness With 2021 Lifetime Achievement Award

Charles Chamness, retired president and chief executive officer of the National Association of Mutual Insurance Companies, was presented with The Institutes Griffith Insurance Education Foundation’s 2021 Lifetime Achievement Award during a ceremony at the NAMIC Annual Convention.

Catastrophe Resiliency Council (CRC) Announces New President

Christopher G. McDaniel, president of The Institutes RiskStream Collaborative™, has been tapped to lead The Institutes' newest consortium, the Catastrophe Resiliency Council (CRC).

The Institutes RiskStream Collaborative™ Announces 2021 Award Winners

The Institutes RiskStream Collaborative™ announced its 2021 Leadership, Collaborator, and Innovator awards, which were were presented to Auto Club Enterprises, CSAA Insurance Group, Nationwide, Securian Financial, and Liberty Mutual.

CLM Appoints Ronna Ruppelt as New Chief Executive Officer

The Claims and Litigation Management Alliance (CLM), which is affiliated with The Institutes Risk & Insurance Knowledge Group, is pleased to announce the appointment of Ronna Ruppelt as the new Chief Executive Officer.

2020

Insurance Information Institute and The Institutes Risk & Insurance Knowledge Group Finalize Affiliation

The Institutes Risk & Insurance Knowledge Group announced plans to finalize its affiliation with the Insurance Information Institute (Triple-I) on November 16, 2020. Triple-I is a long-standing, trusted source of unique, data-driven research and insights on insurance.

Marita Zuraitis and John Howard Appointed Chair and Vice Chair of The Institutes Risk & Insurance Knowledge Group

The Institutes Risk & Insurance Knowledge Group has appointed Marita Zuraitis, chief executive officer of The Horace Mann Companies, and John Howard, chairman and CEO of Truist Insurance Holdings, Inc., as chair and vice chair, respectively, of the organization’s Board of Trustees.